[cashman]

do you feel like if you are not constantly trying to grow that you might getting eaten up in this business? I don't mean that in a harsh way or to infer that bringing on more people automatically means expanding. it's just been my experience that once you find that perfect operating state, some external factor comes in and shakes it all up and you'll wish you never got too comfortable.

[Finance1]

do you feel like if you are not constantly trying to grow that you might getting eaten up in this business? I don't mean that in a harsh way or to infer that bringing on more people automatically means expanding. it's just been my experience that once you find that perfect operating state, some external factor comes in and shakes it all up and you'll wish you never got too comfortable.

I wouldn't say we feel the need to constantly grow to stay consistent. But we do have to pay close attention to the ever changing landscape of programs and rate structure. It's not hard to take a small slice of the market share out there. Anybody with guts can do it. There are plenty of deals to go around for a small funder. Trying to become big like MCC, AMI, BFS, etc is extremely challenging nowadays.

I do agree about never being too comfortable. No matter how clear the picture is there are always curve balls. I was complacent with my previous company to some extent. I thought I had it all figured out and then the entire industry imploded. Big life lesson there.