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nah, it's you that needs to "get real", not me. I've been doing this a long time (obv much longer than you). You're great merchant bounced payments within their first week of being funded. The funder told you there's gonna be a longer waiting period to get paid. If you don't agree with it, hire a lawyer and sue them instead of crying your eyes out on a public forum looking for people to feel sorry for you (and if you do hire a lawyer, he'll probably read the ISO agreement and tell you the funder was within their rights). This industry doesn't seem like it's a good fit for ya.

If you got someone to give you the 1.18 making 1 or 2 points, you wouldnt take it? You HAVE to make 3-4? Isnt it better to make something than nothing?

The real interesting part is that the article doesn't just quote the lawsuit verbatim. They actually claim to have additional sources identifying the people directly involved in these transactions. This is the beginning of a potential criminal case if there's any truth to it.