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Older Activity
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Today, 02:59 PMsean-nayyar started a thread Complete Plug-n-Play System for Generating Your Own Inbound Leads for MCA - Only $500 in PromotionsHow would you like a completely automated push button lead gen system that automates everything and starts bringing you qualified inbound leads for your MCA business, without breaking the bank? That's what we've been working on at Lendnet.io. Basically it is a software that you pay for monthly... It automates your entire inbound lead gen from start to finish, for only $500/mo. Here is a diagram that gives you a basic understanding of how it works: Check it out here: https://agent.lendnet.io
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Today, 02:22 PMResponded the to email chain attached with that statement of June . I said you just declined it and two weeks later you guys funded it and no response. -
Today, 01:49 PMOnline reviews and social proof links? Obviously with all these successful deals there has to be some verified customer reviews online, right? -
Today, 01:15 PMCole just closed on a $1.3M construction deal in Austin Tx. COLE terms are super amazing and funding all 50 states. We also accept working with brokers as our commission rates varies from 3-5% depending on the deal. -
Today, 12:47 PMI have the same questions. How a funder handles concerns like these tells you quite a bit. In my experience, its usually people who backdoor, not companies. Are there companies out there systematically and intentionally doing it? Absolutely. But in most cases, when we connect with funders regarding concerns reported by our users, the conversation turns out to be productive and collaborative. Well, its that, or no response at all... which can tell you quite a bit too. Ultimately, most credible funders dont want backdooring happening under their roof either, so I always encourage conversation before accusation when there isnt documented proof. That said, if someone makes a good-faith effort to raise a concern directly and is ignored or dismissed, I think that response is fair context to share too. -
Today, 12:33 PMsounds like a real shi$ product -
Yesterday, 02:56 PM:rolleyes: -
Yesterday, 01:14 PMHard Money & Construction Nationwide. $100K-$5M. Short/Long term.Can complete construction financing 48 states. purchase/refi Commercial properties.-with emphasis multifamily/Retail. business & working capital $30K-$1.5M. Financing Foreign Nationals in USA real Estate. Bridge Loans-$1M-$15M.-cond, SR. housing, self-storage, retail, multifamily, hospitality, mfg. house, industrial pks. other -$250K-$5M 6%+ & LTV to 80%. Consumer recs. funding-loan servicing- delinquent debt recovery. 816 944-1001 816 270-9909 📧 [email protected] 🌐 https://www.colerealestategroupsllccom.com// -
Yesterday, 07:59 AMsean-nayyar started a thread Running Your Own Facebook Ads Using AI? Might As Well Flush Thousands Down the Toilet in PromotionsPicture this... You open Meta Ads Manager, you plug in a headline some AI tool spat out in ten seconds, you let "Advantage+" pick the audience for you, and you hit publish. Congratulations, you just donated your ad budget to Mark Zuckerberg with almost no shot at a funded deal to show for it. Here's the part the "just use AI" crowd conveniently skips: the AI isn't the problem. The tool is fine. What's missing is the thing no AI model, no chatbot, and no fresh ad account can manufacture on day one: real funded-deal data. And that gap is exactly why so many brokers run their own campaigns, burn a few thousand dollars, and walk away convinced Facebook ads "don't work" for MCA. They work. They just don't work for someone starting from zero. Every broker running Facebook ads for MCA is, whether they realize it or not, playing a targeting game before they ever write a single ad. The creative matters. The offer matters. But none of that overcomes the single biggest factor in whether a campaign produces funded deals or burns cash: who Facebook actually decides to show the ad to. That's where lookalike audiences come in, and it's also where most brokers running their own campaigns are quietly sabotaging themselves before the campaign even launches. What a Lookalike Audience Actually Is Facebook's lookalike audience tool takes a "seed" list, a group of people you upload or that Facebook already has data on through your pixel, and finds other users who share similar characteristics, behaviors, and patterns. In theory, it's a shortcut to reaching more people who look like your best customers without manually building out interest-based targeting from scratch. In practice, the entire value of a lookalike audience lives or dies on one thing: the quality of the seed. Feed the algorithm a strong, specific, high-intent seed list, and it can find genuinely similar prospects at scale. Feed it a weak or generic seed, and it will confidently find you more people who look exactly as unqualified as the ones you started with. Facebook doesn't know the difference between a great seed and a bad one. It just pattern-matches. The Seed Is the Whole Game This is the part almost nobody running solo campaigns thinks hard enough about. Most brokers building their own lookalike audiences are seeding them with whatever's easiest to grab: a general email list, website visitors, people who filled out a form regardless of whether they ever funded, or broad small-business-owner interest categories that Meta already offers to anyone with an ad account. None of that data tells Facebook what an actual funded MCA deal looks like. It tells Facebook what a form-fill looks like, which is a completely different, much noisier signal. What we build our audiences from is different. Years of running paid campaigns across a large volume of MCA clients means we're sitting on a dataset that reflects actual funded outcomes: real merchants who applied, qualified, and closed, across a wide range of industries, revenue bands, and deal sizes. That's the seed. Not "people who clicked an ad." Not "people who submitted a form." People who became real, paid deals. That distinction sounds small. It isn't. A lookalike audience built from funded-deal data is being told, in effect, "find me more people who actually behave like merchants who take MCA funding," not "find me more people who behave like someone willing to fill out a random form." Those are two very different populations, and the gap between them shows up directly in cost per lead, lead quality, and how many of those leads actually turn into funded files. Why This Isn't Something a New Entrant Can Replicate Overnight This is the part that matters most for anyone comparing what an experienced agency offers versus running ads solo, or handing the job to a freelancer, or spinning up a campaign with AI tools alone: this kind of seed data doesn't exist on day one. It's built. It compounds over time and over volume, across many clients and many funded deals, in a way that a single broker running their own small campaign simply cannot generate on their own account. A brand-new advertiser, no matter how sophisticated their tools are, starts with an empty or shallow pixel and no real funded-deal history to seed anything meaningful. They're targeting blind, or targeting broad, and paying Facebook's full "figure it out" tax during the learning phase while the algorithm gropes around trying to find a pattern with almost nothing to go on. An agency running this across many MCA clients simultaneously isn't starting from zero on any given campaign. Every funded deal, across every client relationship, adds to a dataset that makes every subsequent campaign's lookalike audience a little sharper. The advantage compounds instead of resetting each time. More funded deals build a stronger seed, a stronger seed produces better-targeted lookalikes, better-targeted lookalikes lower cost per lead and raise close rates, and higher close rates produce more funded deals to feed back into the next round of targeting. It's a flywheel that gets harder to catch up to the longer it runs, and it's simply not available to someone starting a campaign this week with no comparable data behind them. "Just Use AI to Run the Ads" Is Missing the Point There's a popular narrative right now that AI tools have made agencies obsolete. Generate the creative with an image model, write the copy with a chatbot, let Meta's automated campaign tools handle bidding and audience expansion, and you're supposedly running a campaign as good as anyone else's. Go ahead and use AI for what it's actually good at. It's genuinely useful for speeding up creative production, drafting ad copy variations, and handling execution tasks that used to take hours. None of that is in question. What AI can't do is manufacture a funded-deal dataset that doesn't exist. An AI copywriting tool doesn't know what a qualified MCA merchant looks like at the audience-targeting level. Meta's own automated audience expansion tools are only as good as the pixel history and seed data behind the account using them, and a fresh account or a small solo operation simply hasn't generated enough of the right signal for those tools to work with. The output isn't broken because the AI is bad. It's underwhelming because the underlying data it has to work with is thin. Run a campaign this way and the pattern is familiar: an expensive learning phase, a flood of low-intent form-fills that were never going to fund, and a cost per lead that looks fine on a spreadsheet until you calculate cost per funded deal and realize most of that spend never had a real shot at converting. The tools got better. The bottleneck didn't move. It's still the data behind the targeting, and that data is exactly what a new account, an AI copilot, or a freelancer without deal history can't produce on day one. Where This Leaves a Broker Deciding How to Run Paid Ads None of this means paid Facebook advertising for MCA is a bad channel. It's a strong one, when the targeting behind it is built on the right foundation. The difference between a campaign that produces funded deals at a reasonable cost and one that produces a pile of unqualified leads almost never comes down to the ad creative alone. It comes down to what's feeding the algorithm before the first dollar is even spent. AI tools can speed up how fast a campaign gets built. They can't backfill years of funded-deal data that took real client volume to accumulate. That's the actual moat, and it's why an agency running this at scale across many MCA relationships can consistently produce lower costs and better-quality deals than a solo campaign built from scratch, AI-assisted or not. Free case study on how we can help you build an inbound lead gen system that actually works: lendnet.io/proven-system
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08-07-2026, 07:04 PMNot sure if they changed it or not; the last one I funded was 10% org fee, and I did not send any files after that. -
08-07-2026, 06:59 PMSame question, cause I'm also working with them for years and so far no complaints. -
08-07-2026, 06:54 PMThat's kinda new to hear. Thanks for sharing However, did you ask them the reason? What are they saying about this? -
08-07-2026, 06:52 PMyes, you can send the file to Bizfund, and you will get declined with a reason. After 2 months, once you get the bank statements for the same merchant, you will see Bizfund there, so far Xuper is way better than them. -
08-07-2026, 06:30 PMHard Money & Construction Nationwide. $100K-$5M. Short/Long term.Can complete construction financing 48 states. purchase/refi Commercial properties.-with emphasis multifamily/Retail. business & working capital $30K-$1.5M. Financing Foreign Nationals in USA real Estate. Bridge Loans-$1M-$15M.-cond, SR. housing, self-storage, retail, multifamily, hospitality, mfg. house, industrial pks. other -$250K-$5M 6%+ & LTV to 80%. Consumer recs. funding-loan servicing- delinquent debt recovery. 816 944-1001 816 270-9909 📧 [email protected] 🌐 https://www.colerealestategroupsllccom.com// -
08-07-2026, 05:33 PMIn the most of the scams, the lender is in bed with the broker, which is why you have a one-way funding call with the broker conveniently not on the call to say I have not promised anything- this one-way funding call is intentionally setup to corner the merchant where the merchant is taking all the liability- a big plan orchestrated with the lender and broker together- just in case something goes wrong- the broker just goes missing, and the lender says "we have no idea what was promised you". it is the Funders job and responsibility to not have a "blind eye"- they don't get to say "oh we did not know". We will proof this in the Federal court on our current case, and hopefully that'll be a small part of us helping fix this corrupt industry, backed by spineless lenders who all they can say is "we did not know", instead of stepping up to the plate and take the blame and pay for the damages. And how about if I told you the "direct lender" had placed un-authorized INC5000 logos on their page to give false sense of security? How about if the broker they used was an actual known financial criminal (with actual prison time served)? How about if I told you the funder had used its internal ISO disguised under a different name to try and sell the same advance for over 3 months, but could not since the merchant wanted a LOC, and so they had to re-appear using a broker "promising" to the merchant what he wanted to close the sale? How about if I tell you when the funder was alerted about the missing promise, the same internal ISO now tried to help the merchant by offering a BOFA Term loan (by sending actual application of BOFA logo), and then only to delay the application and try to sell another advance "while we wait for BOFA"? Of course, BOFA was subpoenaed later and NOTHING was filed. What if I told you when the funder was being served the lawsuit, their "servicing agent" location was not reachable? Yes, the same scam "direct funding" company who had over 700 lawsuits against it's own small business clients.... it itself is not reachable to take a lawsuit like a man- all of a sudden become little mice. So yes, they are all in it together and judgement day will come. Until then, if there are any lenders who are implementing a one-way funding call where the actual mastermind of the bait and switch is missing, then by definition it is a coordinated scam by the funder and the broker- and so the source of funds must pay for anything promised that does not come through and caused damages. And just the question "has anyone" promised anything- think about it for a second of how stupid that sounds- who is ANYONE besides the broker? IF you have to ask that question about a broker then you should not be working with that broker, unless.... you are coordinating a scam with the broker. IT's clear as the clear sky. -
08-07-2026, 03:42 PMFirstCapitalWealth started a thread ValueCap owner is desperate and cant close a front door in Everything elseMatt kennedy literally is a scum bag who cant close a front door. I closed 25k deal on my own the guy trying sell a psf after the deal funded like a rat. Then he lies about the wire transfer and only pays me 25% on a lead of my own. I have merchants calling him terrible and he is lmao. -
08-07-2026, 02:47 PMDylanRegium replied to a thread Seeking Direct Lending Partners for AD Paper | Consistent Deal Flow in Business LoansRegium Funding is an A-B-C paper funder with aggressive EPAs; PM for more info https://regiumfunding.com/en/business-funding/
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08-07-2026, 02:40 PMTake a look at these jokers. They tried to sell this merchant on a 10k, 1.50 over 30 days with a 10% fee that magically turns into a 175k, 24 month, 1.16 with monthly payments and put it in 2 Phases on a contract. Not sure if they are a broker who holds certain deals on Balance Sheet or a 'funder' but if they a broker for you and do this with merchants internally, I cant imagine what they doing to merchants they broker deals out on. Id recommend cutting them off ASAP if anyone has them Axis Funding Solutions, Good try guys.....Try learning to sell a legit way, not scamming and bait/switching. Yours Truly, The Underwriter -
08-07-2026, 02:40 PMHard Money & Construction Nationwide. $100K-$5M. Short/Long term.Can complete construction financing 48 states. purchase/refi Commercial properties.-with emphasis multifamily/Retail. business & working capital $30K-$1.5M. Financing Foreign Nationals in USA real Estate. Bridge Loans-$1M-$15M.-cond, SR. housing, self-storage, retail, multifamily, hospitality, mfg. house, industrial pks. other -$250K-$5M 6%+ & LTV to 80%. Consumer recs. funding-loan servicing- delinquent debt recovery. 816 944-1001 816 270-9909 📧 [email protected] 🌐 https://www.colerealestategroupsllccom.com// -
08-07-2026, 01:14 PMBizfund does Canada -
08-07-2026, 12:49 PMIm looking to connect with MCA brokers, ISOs, funding reps, and other professionals who have merchants that accept credit cards. I work with SwipeSaving, and we offer: ✅ Credit Card Processing Solutions ✅ Dual Pricing / Cash Discount Programs ✅ Free Terminal Options for Qualified Merchants ✅ Split Funding Programs ✅ Solutions for merchants looking to reduce or eliminate processing fees ✅ Referral Opportunities If youre working funding leads that dont qualify for an MCA, or you have merchants processing credit cards, there may still be an opportunity to monetize those leads instead of letting them go dead. You send the referral I handle the processing side and keep you updated. 📲 Darius Lewis SwipeSaving.com 954-343-6567 [email protected] 6501 congress ave boca Raton Fl -
08-07-2026, 12:23 PMDog shi% funder. -
08-07-2026, 11:44 AMHello, Don't know if they are still in business or who is servicing their book, have a merchant looking to get a Zero Balance letter, when he calls goes straight to voicemail and help or guidance would be greatly appreciated.
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08-07-2026, 11:16 AMHard Money & Construction Nationwide. $100K-$5M. Short/Long term.Can complete construction financing 48 states. purchase/refi Commercial properties.-with emphasis multifamily/Retail. business & working capital $30K-$1.5M. Financing Foreign Nationals in USA real Estate. Bridge Loans-$1M-$15M.-cond, SR. housing, self-storage, retail, multifamily, hospitality, mfg. house, industrial pks. other -$250K-$5M 6%+ & LTV to 80%. Consumer recs. funding-loan servicing- delinquent debt recovery. -
08-07-2026, 10:26 AMFirst post here. You may know Highland Hill Capital from the reverse consolidation side we're now funding MCAs directly. Any position, case-by-case (2nd-4th focus, but we underwrite the deal) Same-day funding on clean files Dedicated rep support direct line, no ticket queue Looking to build relationships with reps and brokers who want a straight-shooting funder. PM me and let's talk. -
08-07-2026, 10:14 AMRegium Funding offers a flexible MCA program designed to function similarly to a line of credit. Please PM for more information. https://regiumfunding.com (888) 445-3554 [email protected] -
08-07-2026, 10:12 AMSent a file to lendini in the beginning of june Thank you for submitting the file . We regret to inform you that your client is not eligible for funding through Lendini as they do not meet Lendini's requirements. Denial Reason: Recently received and denied. Low scoring. two weeks later they fund it. What changed??? -
08-07-2026, 09:44 AMHahahaha, thank you David!!!! 100% direct lender, we fund in USA Canada and Australia Offer the most aggressive early payoff discounts in the entire market Anya [email protected] (888) 668-8802 https://xpfunding.com/ -
08-07-2026, 12:47 AMEdwin, with all due respect, a blind eye isn't always a scam. If you blame the funding source, the brokers will do it more, because they're never liable. What may help stop it is if funders required some form of due diligence and would know and then sue the brokers of they can prove malicious intent to encourage tortuous interference. But the bad/new funders don't do that. -
08-06-2026, 11:44 PMSaw it 2 times this week and the funder was Star Advance AkA Yes Cap

















