Activity Stream

Merchant deposits $4 million a month in sales, and keeps $400-600K running balance. They sell their own software that is a payment system (perhaps better stated as payment rails) to retailers, ecommerce stores, and more. Their bank statements show edeposits froma wide array of clients, like the above. Some health and wellness stores deposit to their account, education centers, digital stores, digital libraries, boutique online stores, and even processing companies are paying them what appears to be royalties or something similar on a consistent basis. Hundreds of deposits per month per statement. Needs a home for first position. Tried all name brand 1st position MCAs (i.e. Kapitus, Rapid, National) and they declined due to industry. Most are declining because they are confusing the merchant as a credit card processing company or credit card processing funder (i.e. Credit card split), and won't look any further. Here's an analogy to describe what they do. Microsoft, Inc designed a software called Microsoft Office, which has a suite of products like Word, Excel, etc. They sell it to Best Buy and Staples and Office Max. Each of those retailers pays Microsoft royalties every time the Office suite is sold off their shelves. That's what this company does. Problem is, funders are confusing the merchant for being Best Buy, not Microsoft. Any funder willing to play ball?

Are you looking for reliable financing solutions to offer your clients who are eager to expand their businesses? Look no further! At Smart Business Funding, we specialize in providing flexible and tailored financing options designed to meet the unique needs of growing businesses. Why Partner with Smart Business Funding? 1. Comprehensive Financing Solutions We offer a variety of financing options, including traditional loans, SBA loans, business lines of credit, and alternative funding solutions. Our diverse portfolio ensures that we can meet the specific needs of your clients, no matter their industry or financial situation. 2. Fast and Flexible Approval Process We understand that in the business world, time is of the essence. Our streamlined application process and quick approval times ensure that your clients get the funds they need without unnecessary delays. 3. Competitive Rates and Terms We provide competitive interest rates and favorable repayment terms, making it easier for your clients to manage their finances and focus on growing their businesses. 4. Dedicated Support Our team of experienced financial advisors is here to support you and your clients every step of the way. From initial consultation to ongoing support, we are committed to helping businesses achieve their expansion goals. 5. Trusted Partner Smart Business Funding is committed to maintaining the highest standards of integrity and transparency. Partnering with us means you can trust that your clients are in good hands. Get Started Today! Join us in helping businesses unlock their growth potential. Partner with Smart Business Funding and offer your clients the best financing solutions available. To learn more about our partnership opportunities and how we can work together, visit Smart Business Funder or contact us directly. Together, we can make business expansion a reality for your clients! Best regards, Smart Business Funding Toll-Free Number:1-866-Re-Smart Fax: 347.402.1650 Email: Info@SmartBusinessFunder.com

Hello everyone! We are a VA licensed funder and a Direct Micro Funder since 2021. We extend our heartfelt thanks to our current ISO partners for their years of continued support and are continuing to open our doors to the rest of the funding community. Please feel free to reach out with any questions. 1 Year + TIB Guidelines Specialization We specialize in micro funding’s ranging from $5,000.00 to $30,000.00, with a particular affinity for retail, restaurants, medical, and salons. Maximum Funding $30,000.00, Exceptions may be considered and does not apply to renewals Minimum Revenue Monthly gross revenue should be at least $8,000.00, with a minimum of one deposit per week. Industry Restrictions Exclusions apply to law firms, as well as certain segments within micro construction, real estate, and insurance sectors. Buy Factor Ranging from 1.3499 to 1.379, with a maximum upsell option at 1.499. Maximum Term Length 140 Days (Weekly Options Available). Defaults Satisfied only for revenues exceeding $100,000 with established positions. Overdraft Fees Occur 2-4 times per month. Transportation Funding’s up to $15,000 70 Business Days - 6-11 Months TIB Guidelines Funding Amount: $3,000.00- $10,000.00 Term: Up To 70 Business Days Monthly Revenue: $12,000.00 Monthly with a minimum of 1 deposit per week Industry Restrictions: Construction/ Trucking/ Law Firms/ Insurance/ Bonds Etc Industry’s We Accept: Retail/Salons/Medical/ E-Commerce (Processor Based Industries) Defaults: NONE AT ALL Overdraft Fee’s: Per file Basis Buy Rate: 1.399 Max Upsell 1.499