Activity Stream
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Older Activity
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Today, 06:05 AMalexsmith started a thread Do you consider interest rates when applying? Ever had credit card debt? in Everything elseMy philosophy towards credit cards is that it’s a tool for me to get a 3% to 5% discount on everything I buy. I have never been in credit card debt.
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Yesterday, 10:28 PMalexsmith started a thread Is closing a credit card bad for my credit score? I've heard it's not recommended. in Payment ProcessingI have a Capitol One Savor card with a $95 annual fee. I am cutting back on dining and do not feel I am taking advantage of the card anymore since I am meal-prepping. I am in good standing with them, always paying in full and early. I am planning to transition to Amex Gold for groceries and travel points. This credit card is not my longest one and was opened in Aug. 2022. It does not make sense to have two annual fee cards. I have had a credit card since Oct. 2019, and I am 24 years old for reference. Has anyone closed their credit card and noticed their credit score was not affected?
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Yesterday, 07:01 PMCollinscash started a thread 1 Day Approval, Fast and Hassle Free Business funding for your clients businesses! in PromotionsDiscover how securing the right business funding can pave the way to your clients goals! At Smart Business Funding, we specialize in customized funding solutions designed to propel your clients business forward. Whether they're starting a new venture or expanding current operations, our expert team is here to support them every step of the way. Learn more about how business funding can give your client the edge: ✅ Access to Capital ✅ Expansion Opportunities ✅ Stability and Security ✅ Strategic Investments Partner with Smart Business Funding today! We fund industries like: Restaurants Medical/ healthcare/ dental companies Convenience Stores Technology companies Gas Stations Educational Services Janitorial and Cleaning companies Manufacturing Companies and more! Visit our website to explore your funding options and take the first step towards your client's financial success. Smart Business Funding #BusinessFunding #FinancialFreedom #Entrepreneurship #SmartBusinessFunder #GrowYourBusiness #BusinessSuccess Smart Business Funding 20515 NE 22ND AVE MIAMI FL 33180 1-866-Re-Smart (1-866-73-76278) 347-402-1650 info@smartbusinessfunder.com
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Yesterday, 06:47 PMFunded 3 deals with them, but still didn't get the commission!!!!
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Yesterday, 03:16 PMSomeone to replace them. Leasing point of sale systems like clover, etc. So far I have been referred to "finova capital." And it looks like azura capital is exactly like how northern and LSI worked when they were alive.
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Yesterday, 03:14 PMSomeone that does what northern did basically. I need to lease clover and other point of sale systems.
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Yesterday, 02:45 PMNorthern was micro leasing ( credit card terminals) What are you seeking?
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Yesterday, 02:11 PMI haven't leased anything in a while. When I looked up northern leasing systems, Inc. Who I used to use, they got shut down by the attorney General. Is leasing as a whole dead? Or are there new players in the leasing space
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Yesterday, 02:00 PMAnyone, heard of X Fund LLC? I have been seeing them on linkedin quite a bit but don't know a single broker that funds with them.
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Yesterday, 01:35 PMG2efunding.com replied to a thread Seeking Lender that provides Residental Mortgage Lending ie Cash out Refi programs in All Other LendingThanks Steve my definition as has been requested by a referral was basically a mortgage broker for residential solely not commercial and of course licensed in the state - you are so much more knowledgeable in this arena - however in a traditional mortgage isn't a tax return(s) the support docs for income and of course credit report - I think that is what the client is expecting as far as providing the necessary docs for a cash out refinance - correct me if I'm wrong. G
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Yesterday, 01:16 PMSMH giving guys named Aaron a bad name
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Yesterday, 01:01 PMOlderguy replied to a thread Seeking Lender that provides Residental Mortgage Lending ie Cash out Refi programs in All Other LendingGilbert - What's a "traditional" mortgage lender?....be definitive...I have several but they will be full docs, bank statements, 5 year prepay. You can't do primary residence from any lender without a state license or a national bank.
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Yesterday, 12:15 PMcan't take the L like a man. If i was a broker admin would have banned me after i sent him all my proof. but you keep up the good work..LOL
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Yesterday, 12:13 PMG2efunding.com started a thread Seeking Lender that provides Residental Mortgage Lending ie Cash out Refi programs in All Other LendingSeeking a traditional Residential Mortgage Lender -Cash Out Refi programs
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Yesterday, 11:43 AMgoldenhippo80 replied to a thread Beware of aaron rian from goldman financial in Merchant Cash AdvanceI'm sure the FBI would love to take on another wire fraud case https://www.reddit.com/r/RealEstate/comments/165m8i5/predatory_sales_tactics_from_rian_group_real/ Interesting Reddit Post. It looks like MCA isn't the only industry he's scamming in.
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Yesterday, 11:32 AMAnyone know who this clown is? I have several merchants pissed about him taking unauthorized %10 PSFs - these are not "High-risk" merchants One merchant claimed he told them it was the funders underwritng/ucc fees. Another merchant says he never signed an ach form from him and he just pulled it. Saw another deal a while ago with a $40k debit from them... Which of you degens are funding his deals??
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Yesterday, 11:19 AM1ST Position High risk lenders Listed below CFG|LCF|SupperFast|Honest|CapitaWize I believe all of these companies' are actively signing of ISO's Quick Search online you can reach out & start subbing.
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Yesterday, 11:08 AMCheck 21 Processing - Accept checks by Phone Check is created and delivered to you via email for Immediate Deposit. You can deposit via Teller, ATM or Mobile. (Subject to your Banks T&C ) Application & Setup Fee Fee $695.00 ($100.00 Credited tp Fee Account) Merchant Discount Fees: 2.0% Transaction Fees: Zero **Checks processed up to $99,999.99 Contact Us Today - Accounts Boarded within 2 Business Days. Call Today to complete your application. *No Contracts.
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Yesterday, 10:53 AMI initiated a New Facebook Group 1099 Commission Sales Reps https://www.facebook.com/groups/1438423613485502/ Anyone that is recruiting 1099 Sales Reps, Free To Post.
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Yesterday, 09:19 AMMichael I replied to a thread My score dropped by 40pts, where did I go wrong? in Payment Processingget a business credit card for alexsmith sole prop so you don't ruin your utilization
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Yesterday, 08:48 AMIf it's owner occupied you don't understand the process. You can't ask for a lender. You need a mortgage broker that's licensed in the appropriate state. Only a state licensed broker can work with a lender. You can't without a broker's license. A national bank can do it too but there's no commission for you that way. I have a guy who can do it if it's Florida or California. And he has a bank statement program as well.
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Yesterday, 08:24 AMabfunders replied to a thread My score dropped by 40pts, where did I go wrong? in Payment ProcessingYou did nothing wrong. As long as you will definitely be able to pay it back and you're just utilizing the free zero APR., as soon as you get the card on the 30% you should be back over 700. Credit card utilization is the easiest thing to fix when it comes to your credit score, the hardest thing to fix if you don't have the money to do it.
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Yesterday, 07:51 AMWe look for 2 years in business and $75K revenue a month for our 1st position deals.
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Yesterday, 05:31 AMBad credit doesn’t necessarily mean you can’t get a personal loan. However, it may be more difficult to find a lender who will offer you a personal loan with terms you can afford. To get a loan with bad credit, avoid payday and auto title loans — they're very expensive. Instead, check out personal loans for bad credit, which offer up to $100,000 with APRs ranging from 5.99% to 35.99%. Surprisingly, getting approved with bad credit is easier these days than you might think. I used a few sites for this a long time ago, and they really helped me out during tough times. Let me know if you need links for them; I'll do my research again and post them here. Tip: Every lender has different steps and requirements before approving a loan, but there are some common steps you can take to increase your chances of approval with bad credit — add a co-signer, consider a co-borrower, and explore secured loans.
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Yesterday, 01:09 AMSo about a year ago, I had a score around 670. I spent all year making on time payments and paying off the statement balance while staying below 30% utilization on my credit card. I got my score up to like 716. This past month, I decided to go over 30% utilization buy using a airline/travel expense on the CC and then I just did the minimum payment of $40 since I’m in the 0% APR window. Is that basically what got me?
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Yesterday, 12:06 AMI'll reach out to one of my lenders to see if that can be used as a down payment. NoDoc purchase SFR rental would be 75% LTV. That would be a 10 year interest only, then amortized for 20 at around 10.99%. If it qualifies for DSCR, rate would be less than 10% but DSCR requires 5 year prepayment penalty, NoDoc can have a prepay buy down to 1 year. You can also do a seller carryback for 90% CLTV.
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07-04-2024, 08:34 PMCollinscash started a thread Your Client's Growth Potential with Smart Business Funding. Approval in 24-48 hours! in PromotionsStruggling to find the right financing for your client's small business? Smart Business Funding can help. We specialize in creating customized solutions that fit your unique needs. Here's what sets us apart: Flexible Options: Need a quick cash injection or funding for a major project? We offer a variety of funding options to fit your specific situation. Fast & Easy Application: Our streamlined process gets you the funds you need quickly. Plus, our team is here to guide you every step of the way. Manageable Repayments: We understand cash flow challenges. That's why we offer flexible repayment terms that work with your budget. Experienced Guidance: With years of industry experience, we have the expertise to navigate your financing needs. Trusted Partner: Businesses choose us because of our reputation for reliable and trustworthy financing solutions. Stop the financing struggle. Contact Smart Business Funding today! Contact us: Smart Business Funding Toll-Free Number:1-866-Re-Smart Fax: 347.402.1650 Email: Info@SmartBusinessFunder.com
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07-04-2024, 07:11 PMSure!
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07-04-2024, 03:30 PMBro - help wanted section
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07-04-2024, 02:42 PMFeel free to send me over some info@acmbgroup.com