[Karen37a]

Curious about this. Is there a shortage of money (liquidity) out there by the existing funders of MCAs? No. Seems to me that the shortfall, if any, is in new SMBs who need to be sold on the product or any coming enhancements. No?

Or are the current band of funders sub-par in some way?

There is never a shortage of money for A paper ...or A plus. ( low commission)

Its when you get into the b/c range.

D Paper, you have companies but you are going to pay for it ( which I don't object to, it's their money, high risk)

In the grand scheme of things...when you had certain A paper saying " we funded 1 billion in 15 years" ...half of that was renewals I am assuming? so you are averaging 35 million a year new business? Nationwide? For all your internal sales force and also outside? How much is allocated for me? I wanted the whole 35 million lol.

Some funders were/are really really small...1 million a month? Nationwide?

Then add in defaults, operating expenses etc

The more cash in the market the lower cost ...bigger allocations.

Anyone can sell A paper and drop your drawers down to no commission. That's not what I am here for. If that's what I wanted I would have continued to sell loans..etc 1 point

And I am looking to hang onto the renewals...the book of business, not get tossed out like yesterday's news when I get 3 million on the books. I also do not like doing business with people who throw people under the bus...even if its not me, I hate watching it... I am just thinking..it will be me next or soon. Like wearing a blood diamond that some kid got his arm chopped off for. Id rather not have it.

To each their own

More money makes the cost of money go DOWN....its easier to get. I really want the investment money to syndicate ... and i do not like begging for money