[TheUnderwritingProdigy]

I have done some extremely aggressive Early pay options on certain deals.
Im referring to much more than the standard 10% off in 30 days and 5% off in 60 days.

I have some merchants that pay me off every 30 days and take a new advance since the pay off discount is so strong

Do you do it on remaining balance, funded amount, or payback amount?

[Akanner]

Do you do it on remaining balance, funded amount, or payback amount?

Usually, i put a discount on the payback/factor rate as an early pay option in the contract.

If a merchant calls shortly after getting funded and wants to pay off with a slight discount, i take it off remaining balance