yeah, i got that from this thread. a big demand is still going on for lower credit, second + positions out there. SFS wouldn't be a go to for that or any A paper funder. As far as the lower offers, it's crazy, but, the offers are so different funder to funder with the exact same data. The first offer must be the best offer. I wonder sometimes what is the point of knowing someone needs $40k to offer $15K and expect that to close with them.