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  1. #1
    Senior Member Reputation points: 26110
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    Feb 2019
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    Quote Originally Posted by abfunders View Post
    Try Mercury. They've been really good to me.
    Also, if you use my affiliate link, we can both get $250.
    https://mercury.com/r/otbcapital
    Why do you like Mercury?

  2. #2
    Quote Originally Posted by mistamca View Post
    Why do you like Mercury?
    What are you using?

  3. #3
    Senior Member Reputation points: 222108
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    Quote Originally Posted by mistamca View Post
    Why do you like Mercury?
    You have to walk into a branch to sign up for Chase which is $25/wire and $2.50 for next-day ACH (until you get that waived...)
    - Mercury was a 100% online application. They had a set of questions, I answered, they approved.
    - Free inbound/outbound wires, no "extra verification" like Chase on first-time payees
    - ACHs clear on the same day by EOD rather than waiting until next day
    - UI/UX is incredibly smooth and the app and website are almost identical
    - They accepted me without changing who I am. I'm a broker, it says so on my website and LinkedIn, and they were fine with that, as long as I wasn't managing other people's funds in the account and it was an operating account
    - Keep a balance in the account, they have a debit card that has 1% cash-back
    - Virtual debit card creation on the fly

    I was using Brex before Mercury, and they were great too with 1.5% cash back on their debit card, but they cancelled a lot of non-startup accounts, and I was one of them, and I found Mercury and I have been very happy. They recently started with this $250 affiliate link thing, so why not use it?

  4. #4
    Quote Originally Posted by abfunders View Post
    You have to walk into a branch to sign up for Chase which is $25/wire and $2.50 for next-day ACH (until you get that waived...)
    - Mercury was a 100% online application. They had a set of questions, I answered, they approved.
    - Free inbound/outbound wires, no "extra verification" like Chase on first-time payees
    - ACHs clear on the same day by EOD rather than waiting until next day
    - UI/UX is incredibly smooth and the app and website are almost identical
    - They accepted me without changing who I am. I'm a broker, it says so on my website and LinkedIn, and they were fine with that, as long as I wasn't managing other people's funds in the account and it was an operating account
    - Keep a balance in the account, they have a debit card that has 1% cash-back
    - Virtual debit card creation on the fly

    I was using Brex before Mercury, and they were great too with 1.5% cash back on their debit card, but they cancelled a lot of non-startup accounts, and I was one of them, and I found Mercury and I have been very happy. They recently started with this $250 affiliate link thing, so why not use it?
    How long have you been using them?
    How do you like their online services?

  5. #5
    Senior Member Reputation points: 26110
    Join Date
    Feb 2019
    Posts
    208

    Quote Originally Posted by abfunders View Post
    You have to walk into a branch to sign up for Chase which is $25/wire and $2.50 for next-day ACH (until you get that waived...)
    - Mercury was a 100% online application. They had a set of questions, I answered, they approved.
    - Free inbound/outbound wires, no "extra verification" like Chase on first-time payees
    - ACHs clear on the same day by EOD rather than waiting until next day
    - UI/UX is incredibly smooth and the app and website are almost identical
    - They accepted me without changing who I am. I'm a broker, it says so on my website and LinkedIn, and they were fine with that, as long as I wasn't managing other people's funds in the account and it was an operating account
    - Keep a balance in the account, they have a debit card that has 1% cash-back
    - Virtual debit card creation on the fly

    I was using Brex before Mercury, and they were great too with 1.5% cash back on their debit card, but they cancelled a lot of non-startup accounts, and I was one of them, and I found Mercury and I have been very happy. They recently started with this $250 affiliate link thing, so why not use it?
    I'm not throwing shade w the affiliate link. I'm in the market and if I like them, then I'll use the link bc I won't turn away free money. What are your complaints about them? There has to be something

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