i would love to know why a lot of b-d funders do not just underwrite themselves and give based off their guidelines . You can have 2 exact same merchant but one got a first of 12 months and one 6 months . the 12 month guy will get 8-10 month approval while the 6 month guy will get 3-5 month approval . regardless if it is completely equivalent meaning the 12 month guy took 50k 1.4 and the 6 month guy 25k 1.2 .
there some mental block of i need to be the shortest deal . Also in above example keep in mind exact same merchant volume credit balances etc. the first guy will see 40k approvals and the second guy 20k regardless that he was approved for 50k and did not take it