[moneygreen]

Real Simple - A file would not be submitted to underwriting without me personally speaking to a merchant.
plus, we never submit a partial file thru referrals - which 90%+ are incomplete
I will not waste an underwriters time on incomplete files

Keep in mind our main focus is SBA & Credit Card Splits MCA's and to a lesser extent - Hard Money Loans.

Please stop posting gibberish you make zero sense!!! First you say you need to speak to a merchant to UW a file? No actually you just need an app with a Business name, address, EIN, merchant name, personal address, SS and DOB signed and dated along with some bank statements. That's all you need to provide until contracts are signed, once signed then ofc you can speak to the merchant but that's not what the poster said. Then apparently you need to speak to each merchant personally b4 submitting to UW? In what world? I understand looking over a file before sending it out, but speaking to the merchant personally that's not even yours? Cmon Dave..
PS: Please update you website