https://dfpi.ca.gov/california-finan...-license-faqs/

Here's the requirements. But like i said I use a lender that is already licensed.

And the disclosure laws are being litigated by the trade groups.

However, I went though the regulation in the mortgage business requiring nmls license, broker licensing and audits and it's the future of the business. Financial disclosure are all part of it. Most of you will leave the industry as this expands to other states.