Hate to beat a dead horse but if you have 680 or better Fico, good cash flow, making money on tax returns and reasonable use of funds you can get a SBA 7A uncollateralized through Smartbiz. Up to $350,000. Looking at 10 year terms at 7%.
Downside, it does take a month. And if you get denied, they will try and process you a term loan through Funding Circle.