[SmartAdvanced]

Depends on what type of deals you syndicate on.

1.25 24 Months I would never ever not in a million years put my money into.

1.49 40 Day Terms as a 6th (All day long) - And the Guys doing the 1.25's would never do what I do.

I can't see tying my money up for 2 years, to create a 20-25% Return, with the risk (alot can happen in 2 years). 1.49 40 Days, You can flip your money over and over (your only exposed for Under 20 Days with your Fee)

Do the Math. 1.49 Every 40 Days (Minus say 8% Management Fee's) that's a 1.41 every 40 Days (240 days a Year)

You could make an 8.46 Factor on your money Per year.

Take Into account Defaults (20%) - Round up to 2.0, then minus it
** My Defaults are lower, but always safe to round up

6.46 Factor for the Year

6.46 is unrealistic. Just doesn’t work like that. Too long to explain

[happyman]

Funder I know ids putting out 30-40% returns a years - curious if thats below or above avg

[ADiamond]

Funder I know ids putting out 30-40% returns a years - curious if thats below or above avg

definitely above average.

keep in mind that they cannot (should not) be promising you anything specific.

ask them to see a static pool of their book without client names and do the math yourself. I think that is a very fair ask, if they're asking you for money.

know that you have to account for upfront commission, management fees & default rate, etc.