Furthermore, Show me a default Funder paying 13.5 Points, I bet you wont find one, Who on Earth would I be brokering them to?

Since we are no Longer on a Platform, we are Pushing the Extra 8 Points along to our Brokers, In an effort to grow out that side of things.

Non Default Deals come at a 1.49 Paying 10 Points
Can be Upsold to a 1.54 and Brokers Keep the Points
Non-Default Deals Max Payout to Broker is 15 Points

Default deals come at a 1.49 Paying 8 Points
Default Deals Upsold to a 1.60 (Upsell Split Between Broker and SBL)
Default Deals Max Payout to Broker is 13.5 Points