[Karen37a]

Some people just need help and direction. That's where you show your value. Banks are unreliable with processes as well. Let's say he goes into the bank, the banker jumps on the deal because he has little deal flow and needs a closing, days and weeks go by with in-house underwriting and gathering documents. Finally, after 45 days, the banker tells the client, "We're sorry, but our credit committee just doesn't have the appetite for this deal". That person just wasted their time and could have gone with an experienced broker from the beginning that can navigate any arising issues or place the deal in the correct place from the start.

And my arguement has always been and its not 100% true. If you were good at what you do why the fck would you work at the bank for a 40k- 50k-70k salary

You wouldnt


Like a Great Doctor opens up is his own practice, or a Lawyer starts his own firm ( having the ability to market and bring clients in is the difference)