[MCA]

No way your effective rate is 1.6 with 99% card not present. As stated above if you have cost + 12 bps pricing, you have a VERY good rate for a CNP merchant. Unless you are not receiving other value added services from your current processor I would be happy and stay where you are.

[Winning]

No way your effective rate is 1.6 with 99% card not present.

Let's put some money on it!! Just Joking...

But seriously

My Feb statement..
Sales Total = 35532.66
Amount deducted total for fees and basis points = 541.29
Effective rate = 1.523%

Am I not calculating something right?

Thanks...