[isaacdstern]

Cashcall absolutely has longer terms and has a once a month payment, they are very expensive but when you are going out 12/14/36 even 60 month you need to price in a much higher default rate

[nwarshaw]

So that model may be in-line, but you can pay it off with no penalty, it is cashflow better for you now, our payments are only x compared to.

So what if a funder advertised directly to the merchant and that was the actual client they were looking to serve, could the ISO get marginalized