I have a merchant who needs to net 100k and needs it for 30 days. He doesnt want to pay over 25% on the money and i would like to make 7-10 pts if possible.
situation: 1st position on deck 4097 a week original: 321k with 150k balance
2nd position sos capital 213@ day original: 40k with 32k balance

he would like to keep on deck and either pay off sos capital himself for a clean second or pay off sos capital and net the 100k. one stipulation was that there be no UCC filed since he is doing some traditonal refinance on his home and is worried about them seeing it. Is this deal possible and any direct lender out there that can make it happen? I will have July banks within the hour but he says they should be over 100k in deposits.

Banks and credit card deposits:
june
beggining balance 65,801.40
average ledger balance 33,218.81
avergae collected balance 28,998.48
ending balance 27,915
total debits 88 182,234.58
total credits 34 144,348.50
total checks 27 115,188.37

may
beginning balance 105,880.69
averadge ledger balance 67,542.92
average collected balance 65,620
ending balance 65,801.40
total debits 93 112,143.29
total credit 36 72,064.00
total checks 37 50,471.82

apr
begining blanace 36,880.91
average ledger balance 95,111.43
average collected balance 88,812.78
ending balance 105,880.69
total debits 79 119,231.74
total credit 39 188,231.52
total checks 31 69,512.28

march
Beginning Balance $210,777.52
Average Ledger Balance * $109,308.87
Average Collected Balance ** $108,111.58
Ending Balance $36,880.91
Total Debits 104 $235,499.03
Total Credits 44 $61,602.42
Total Checks 40 $171,691.28