[abfunders]

If the merchant needs to adjust percentage AFTER funding, it is considered lowering payments.

However if the merchant continues payments and closes their balance with us we will consider a renewal.

So Egor, the percentage stays the same, but the amounts can vary? Similar in many ways to a credit card split?

[FundKite]

That is correct. The payments vary based on sales. A merchant whose payments are lower because sales are slow is not in default.