[Karen37a]

When they have less money and it costs more its the equivalent of everything getting stepped down a grade or 5 points 7 points

That makes it harder to sell... fewer merchants, fewer brokers.

Which is why I said years ago...if you can't sell between 1.30 and 1.45 get out now ...and i was attacked.

Companies coming in( and some here) swinging the other way to gain market share, dragging the cost below profitability and sustainability. I guess they get some money and play broker..pay salaries...try to get more then go under

(it's almost like the merchants getting 2-3 cash advances can't make their monthly nut and eventually go under)

I had said back then to someone* ..What are you a referral broker for $100 ...$300...you can't make it with the cost of acquisition on the merchants..plus the drama and risk...ugg