Has anyone worked with MCA GUARD?
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  1. #1
    Yup, I was skeptical at first when they approached me with this program, but we recently went for it and they are now in about 20 of our deals, its also quick commissions, and they covered payments for 2 of our defaults.

  2. #2
    Quote Originally Posted by Maseglobal View Post
    Yup, I was skeptical at first when they approached me with this program, but we recently went for it and they are now in about 20 of our deals, its also quick commissions, and they covered payments for 2 of our defaults.
    Their terms and conditions state that they don't cover defaults. Can you clarify that?

  3. #3
    Member Reputation points: 3414
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    Mar 2018
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    Salt Lake City, UT
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    What do they do?
    Eric Christensen
    ISO Relationship Manager
    Torro

    eric.christensen@torro.com
    (801)-441-7958

  4. #4
    Quote Originally Posted by mikethemcaman View Post
    Their terms and conditions state that they don't cover defaults. Can you clarify that?
    If a client stops payments on the lender and on their policy, and refuses to speak with us to resolve it then it will be considered a default. Keep in mind that it's only if the client stops all communication with us and therefore we cannot help them.

  5. #5
    Senior Member Reputation points: 91418
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    Lol so you're a collections company that gives up when the merchant stops speaking to you?

  6. #6
    Senior Member Reputation points: 64261
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    Quote Originally Posted by SFC View Post
    Lol so you're a collections company that gives up when the merchant stops speaking to you?
    Yup, seems like its this company: https://www.legalmuscleusa.com/

  7. #7
    Senior Member Reputation points: 91418
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    Quote Originally Posted by CT3 View Post
    Yup, seems like its this company: https://www.legalmuscleusa.com/
    Ah so its essentially a collections company that wants you to pay them up front and then they probably won't cover much because this isn't magic and if you can't afford your defaults, then there's no way they can.

  8. #8
    Quote Originally Posted by SFC View Post
    Lol so you're a collections company that gives up when the merchant stops speaking to you?
    We are not a collection company but a protection program and yes if someone stops paying any type of insurance (medical, car, etc.) they are no longer covered. I think it's pretty logic.

  9. #9
    Senior Member Reputation points: 64261
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    Quote Originally Posted by MCA GUARD View Post
    We are not a collection company but a protection program and yes if someone stops paying any type of insurance (medical, car, etc.) they are no longer covered. I think it's pretty logic.
    You are literally a collections company called Legal Muscle USA.

  10. #10
    Quote Originally Posted by CT3 View Post
    You are literally a collections company called Legal Muscle USA.
    No we are not. Although we do work alongside them since they help us with defaults we can't resolve ourselves.

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