Quote Originally Posted by ridextreme View Post
how are they going to be charged with wire fraud after the merchant signs off on the fees?

fees are in every industry, not just MCA. Did anyone ever lease or finance a car and pay a "bank fee", "Title fee" or "Transfer fee"? Did you ever return something and get charged a "Restocking fee"? Did you ever order someone and get charged a "Shipping and handling" fee? yes, someone "handled" your package so you get charged a fee. What about a closing fee on a MTG? The airline industry made $38 billion from charging extra fees last year.

As long as the merchant signs off on it and is aware of it, no one is going to jail lol. Forging contracts is a different story.
You are wrong. If the contract is deemed illegal, or if it isn't followed TO THE LETTER, it can be determined wire fraud.

Overcharge the merchant $250? Wire Fraud