John. Let's assume he figures out who is who in the space and develops an adequate funding network. First off, how long did that take you? Second, do you think he is going to get the same quality approvals as an office with real deal flow and long-time relations? I feel like there is a lot of value to working with the right firm. The energy is flowing, people are making money around you, everyone is making each other better, and all you have to focus on is closing. As far as the commission split question - it all depends on the value that brokerage has to offer. You can make more money on a 25% payout at one place than another paying 70%, it's all relative.