I got off of the phone with a platform that builds MX and Plaid and Yodlee. They also have Quickbooks, Xero, TurboTax API integrations. Hit me up for an introduction. Their sales rep claimed that they download the PDFs of the bank statements, but I haven't seen it yet. They also monitor clients via token to their bank accounts (no changing username/password issues), and monitor them real time and get them ready for renewals faster. Also, you'll know if they're stacking you

The pricing was very reasonable, and a drop in the bucket on a per-merchant basis that you want to monitor. Pull the bank statements and have them ready with a renewal offer before they are ready to even request it. And the merchant agrees to the token, very clean and funder and broker wins. Send me an email, I'll make an introduction.