[TB-Commercial]

Carl, thank you SO much for this information. That was very honorable for you to provide referrals, even though you have a product that fits my needs as well.

I realize that each lender is a little different and my go-to guys are not always the right fit. I actually talked with Steve last week and believe that I will certainly be working with you guys quite a bit this season. It's important to me that I send qualified deals to my lenders, and that's why I asked my original question, to ensure I have a variety of options and not try to force a puzzle piece into a space that isn't right. Again, thank you very much for this valuable info.