1 file with offers from 2 of our regular B-C fairly large funders. Was fairly certain I'd get a decent factor rate with Funder A, but very certain I'd get an approval with Funder B.

Funder A sends $40K max offer, while Funder B sends a $275K max offer. Client doesn't need nearly that much $$$, but the disparity between offers huge!

Which brings to question, is there more subjectivity than algorithm in underwriting revenue advances?