Most of us have been there at one time or another. We want an agreement with a funder to have them in your arsenal or to get a particular deal moving quickly. But, was the agreement executed properly or at all?

Many probably don't have a good answer to this question - and it is troubling.

So who benefits if an ISO or co-broker agreement doesn't really exist? You signed, but have you ever had an agreement come back unsigned or initialed with no printed officials name or a literal rubber stamp or signed by someone other than the person named on the signer page or a deal funded before the agreement is signed?

Are you having unprotected stacks? It is clear who has the upper hand in these agreements flying all over the street. Might be time to take a look at where you really stand. If you don't like what you see, review everything and call your funders with questions and contract amendments.

Those conversations might not go so well. (but it is called doing business correctly)