Overall lots of money pouring in. MissMCA, that published Factor Exchange closing rate of 95% on the website looks suspiciously like a marketing gimmick

Other than that, MCAVet's worry that massively farming out the deal may jeopardize the account rep's chance to retain the merchant. Sure, credit might be pulled once and it might possibly have a better chance of getting funded since you're syndicating on it, but after that, a lot of reps are going to be worried.

Absent a face-to-face relationship (as 90% of this business is), the account rep's relationship with the merchant is going to be greatly at risk to anyone else that has come into contact with the application. It's dog eat dog. Can you make them feel better about this?