I have a merchant:

  • Does 80K a month,
  • 6-7 months time in business.
  • He has deposited over 75K each of the past four 4 months (last month 115K).
  • He will not accept a 9-month offer.
  • I need at least a 14-month offer to close this deal.
  • He is in Texas.
  • He does not have collateral.
  • 640 FICO


Any takers?