Hi,
I have a merchant took around $350k in advances, balances are close to $200k. he is making weekly payments of around $14k, banks are ok.
He wants to consolidate to try and get his payments lower.

I have been funding this merchant for over 15 years, and I syndicate or do 100% of the funding myself.

He has no real estate to leverage.

Let me know if you have any suggestions.