Please guys, what do we do when the current lender is sitting on a payoff for almost 3 weeks, stating they have to approve the payoff request & sign of on it cause they're thinking to move towards a foreclosure for the borrower refusing to pay their junk fees they randomly started adding on to the loan after a couple of months...?

This is LITERALLY what's going on. It's happening in the state of Massachusetts to one of my clients. I advised him to seek legal counsel because the way it sounds to me, they're trying to scam him right out of his property.

He showed 12 months verification of mortgage, so you know there's no late fees. The lender tacked a bunch of random junk fees, & wants to force a default because the borrower won't pay them. The lender stopped accepting payments since November, but won't issue a payoff neither.

Anyone ever deal with this kind of crap before? How did you obtain that payoff?