Any private credit groups and deviations of it on here?

I’m looking for private lenders, what this means to me;(as I’ve learned, I must explain grown up finance)

To me, private lenders mean; ones who can make; their own guidelines, credit decisions, not have to use credit; customize loans, use underwriter to create a deal, NOT SUBMIT ONE, customize offers, set own standards.

If all above sounds like you, don’t hesitant to respond