Any A-paper funder will require that the broker has a license. This isn't new at all. Once you start with the B and C-paper funders, then they typically start to look the other way.

Even if you use a superbroker, you still need a license. Will you get caught? Probably not.
There are ways to navigate around it but I was also told it does not follow the spirit of the law.

I'm just going to listen to the professionals lol