Bloomberg's NFIB Small Business Optimism report came out pretty strong today. 2013 is likely going to be the most stable economy for our industry since 2007. What's everyone seeing out there with their clients?

Defaults and slow pays in our portfolio have definitely decreased in the last year but we haven't been acquiring nearly as aggressively as 2010-12 so it's not a good gauge of current conditions. We are getting reading to push hard again increase the portfolio. I'm feeling pretty optimistic in both demand and quality compared to previous years. Most of the really weak businesses have been flushed. Sure, there's plenty of poorly run and "doomed" businesses out there but that's just part of the game we play.

What's everyone seeing out there with the various SIC codes? Are you seeing better or worse quality and performance in 2013 compared to the last couple?