I have a client with a middle FICO of 665 showing $480,000 on 2021 tax returns, up over $200,000 YTD. He has a home-based insurance business. The issue is, until two weeks ago, all of his income went to his personal account, as he was operating as a sole proprietor. He only formed a business entity two weeks ago. He is looking for a maximum loan amount based on his income, as he wants to hire additional agents to expand his rapidly growing business. Does anyone have a lender that would provide this type of funding using his personal bank account as the source of income? I have several lenders that would do this type of loan but they need three months business bank accounts and he would really like to get started now.

Tom Harrier
Integrity Commercial Loans, LLC
407-928-8542
www.integritycommercialloans.com