[mistamca]

I could never understand CreditBench's box. They really do have the SBA express program down. Personally, I find the express program a complete waste of time to broker. Stricter underwriting, small-dollar commission, and a very small group relative to all other programs.

This rebrand might have different UW guidelines but I highly doubt it. "Upselling" 7a SBAs to MCA crowd is very doable with a relatively high conversion once you understand how they are underwritten. Express SBA is a nightmare unless you have a unique lead source. It is extremely rare that I come across extremely clean/vanilla financials that make it as easy as it is marketed. If it is that clean, then I can take it to any bank and get it done.

[Olderguy]

I could never understand CreditBench's box. They really do have the SBA express program down. Personally, I find the express program a complete waste of time to broker. Stricter underwriting, small-dollar commission, and a very small group relative to all other programs.

This rebrand might have different UW guidelines but I highly doubt it. "Upselling" 7a SBAs to MCA crowd is very doable with a relatively high conversion once you understand how they are underwritten. Express SBA is a nightmare unless you have a unique lead source. It is extremely rare that I come across extremely clean/vanilla financials that make it as easy as it is marketed. If it is that clean, then I can take it to any bank and get it done.

Neither NewTek or SmartBiz does SBA express. I talked to my NewTek guy last year and he said they did one first the first time but don't offer it.

[brandon_]

Fundshop processes these as well.