[Olderguy]

I applied for 2 - 20 month interest free cards from my bank...one for my business account and one for my personal account....got approved for $20,000 and my score dropped 2 points. Probably the car and the card together affected it so dramatically. Wait a month and see how it recovers.

[Winning]

Olderguy, you mind sharing the details on the cards you got? Citi also had some good offers that I was an "Outstanding" match for as well.. I am wondering if I should have went when them... Lol.. If I would have went when them, then I would be wondering if I should have went with Wells Fargo....

Or were the cards you got custom offers due to your relationship with your bank?

[Franklin]

Olderguy, you mind sharing the details on the cards you got? Citi also had some good offers that I was an "Outstanding" match for as well.. I am wondering if I should have went when them... Lol.. If I would have went when them, then I would be wondering if I should have went with Wells Fargo....

Or were the cards you got custom offers due to your relationship with your bank?

Just keep your card usage around 20%, and pay your car on time and within 2-3 months, you'll have made back the 36 points and added more.








www.UccRadar.com

[Winning]

Just keep your card usage around 20%, and pay your car on time and within 2-3 months, you'll have made back the 36 points and added more.

That sounds a little too optimistic, but time will tell. I will be sure to update this thread when I get my 36 points or more back.

[Olderguy]

Olderguy, you mind sharing the details on the cards you got? Citi also had some good offers that I was an "Outstanding" match for as well.. I am wondering if I should have went when them... Lol.. If I would have went when them, then I would be wondering if I should have went with Wells Fargo....

Or were the cards you got custom offers due to your relationship with your bank?

They were both US Bank and I have 2 accounts with them. (Biz and personal) Platinum cards 20 months interest free. Couldn't resist....put my motorcycle clutch replacement and suspension rebuild on them. I think Wells Fargo had the same offer to me as I have a savings account with them. I don't know if a 800 Fico was relevant for these...

[Winning]

They were both US Bank and I have 2 accounts with them. (Biz and personal) Platinum cards 20 months interest free. Couldn't resist....put my motorcycle clutch replacement and suspension rebuild on them. I think Wells Fargo had the same offer to me as I have a savings account with them. I don't know if a 800 Fico was relevant for these...

Each card you got was 20K, or 20K total across both cards? Last month I had a 826 Fico8, and an 837 FICO? ( not sure what model Wells Fargo pulled, but the docs they sent in the mail showed the score that they pulled was 837).. With the -36 point hit I took my FICO8 is now 790

I receive a lot of postal mail from USbank with offers, next time around I may go with them! Thanks for sharing.

What type of bike you have!? I use to ride, man I had a great time on my bikes, I haven't found anything that quite matches that feeling. I am smiling just thinking about the great times I had!!!