[Yankeeman07]

Dave's solution is not better. It's different. There are many many many USA banks out there doing CBD with normal processing rates.

Please disclose what Sponsoring-Acquiring Bank is processing CBD as a low risk merchant - unless they are mis-coded which is a polite way of saying
the bank application was falsified

This is Squares pricing - https://squareup.com/us/en/solutions/cbd