I know there are plenty of companies that will factor based off of Medical Accounts Receivable (Medicaid, Medicare, Private Insurers)

My understanding is that typical structure works roughly like this (this assumes an AFTER analysis of key performance metrics ) and the factoring companies offers an advance rate on all of your eligible A/R that you submit, and then (roughly) that you get the rest when the claim is paid, minus the factoring company fees

Has anyone every heard of a TERM LOAN being issued for medical company's with Medicaid, Medicare, and Private Insurer's ?