Our Sweet Spots:
· 2nd - 7th positions for same day funding between 20k and 150k. (High deposit volume {100k+}
· We'll beat or match any other funders' offer within minutes (upon request for urgent files)
· We are particularly competitive in the following industries: retail, restaurants, food/beverage, medical/dental offices, consulting/advertising/real estate/construction/etc with solid contractual receivables and We can go to 12 month on high risk industries in 1st position.

Some Brief Underwriting Guidelines:
Program Length
140 days (Exceptions can be made)
Positions
1st – 7th
Min. Time in Business
3 months
Required Bank Statements
3 Months from all accounts
Minimum Credit Score
None
Min. Days of Deposits
3
Min. Monthly Bank Deposits
$18,500
Funding Amount
$10,000 - $500,000 (Over $150,000 Syndicated)
Min. Avg Daily Balances
variable
Max Negative Days Per Month
4
Max Monthly NSFs
9
Judgments/Liens
Yes – Payment Plans Only
Credit Card Splits
Yes
Restricted Industries
None
Background
No violent crimes or financial/fraud felonies
Bankruptcies
Discharged okay / No Dismissed bankruptcies within the last 2 years
Credit Report
No major delinquencies

Benefits of Working with Prosperum Capital:

· We are direct Funders and we are licensed in California, not super brokers!
· Same day add-ons!
· We do not reduce your commission on renewals!
· VERY competitive terms!
· Same day funding- Overnight-ed Coj not required on all deals
· Weekly, daily, and 2x per week payment options on any position.
· Syndicate on any deal we fund for you!
· We're happy to white label for you. Must submit 50 deals a month
· Quick turn-around time!
· Commission is 8- 10 points and sometimes more on a-f files (super High Risk)!