[ryan $]

Yes, All files that come to my desk are my responsibility - The Bank and my funders pays me - therefore I'm responsible for the information on a application

So in the real world, YES, I speak to every merchant that is attempting to secure funding. Main Question, besides the accuracy of info.

Usage of funds - what is the merchant's plan for $$$ - Guess how many apps I receive - Usage of funds - brokers answer - "Max Offer"
That does not and will not pass muster.


BTW, what is your web site? Your contact info ?

Where do you find the time? If I had to personally call every merchant..... geeze, are you on Meth? Or just really small?