I’m not sure if its just coming out of the pandemic this what is to be expected or if this is just how the industry is going to be nowadays. But lately a good percentage of the files I’ve had submitted to me. Have been just completely horrendous.

Defaults, lowered payments, massively stacked, nsfs galore, or inconsitent revenues. Given I been doing this 8 years now and its always expected that this will happen time to time. But its never been at the pace its been at now. Anyone else running into this problem?