So I have a file that I funded back in November for like 5K and then refied him around the end of Jan.

In mid March he got a call from a consolidation company that told him that they can help him settle for less and he went for it by blocking our payments. We froze his Square account in a matter of days and he came running back and even paid the lawyer an extra 1K or so to get back on track.

He now has maybe a 1K balance with us and is requesting a refi. He does around 18K per month and we're the only position taking $100 per day. He's in the Cannabis business so his Square merchant account is his lifeline and he's frightened that we'll freeze it.

I'm on the fence with this deal, is anyone in this forum interested in funding?