[SuperCloser]

Thanks, Dave. He already has an SBA. He wants a 5-year term if possible.

[Yankeeman07]

Thanks, Dave. He already has an SBA. He wants a 5-year term if possible.

SBA 7(a) has a maximum of $5,000,000.00 - I'm assuming he has not maxed out?
Have him go back to the Bank that wrote the SBA and they can provide
another SBA or go to another approved SBA Lender.

SBA does not have a pre-payment penalty, therefore he can pay the note off in 5 years.

If you need an alternative SBA Lender try First Home Bank

https://www.firsthomebank.com/creditbench/