Trucking company (local hauling) in business for over 10 years is looking for a second position for 132 days at least. Does have a default history, but with questionable lenders.

FACTS:
- Ok Credit…between 620-640
- Never a Bankruptcy
- Clear background check
- 2 MCA satisfied judgements in 2019 (paid them off completely in July 2019) The reason for the default was a change on their A/R cycle.
- Prior to the default had many MCAs from the big players and they were all paid as agreed
- Post judgments was able to obtain a 60k MCA for 190 days at 1.33 factor and it is being paid on time and on a weekly basis.
- Average monthly gross revenue is 180k for the past 12 months
- Maintains a 6k average balance for the past 12 months
- Only 1-2 negative days during the month

Any direct lender that can offer something reasonable? Not looking for 60 days MCAs. They need at least 132 days.


Thanks.