In my search for the 'best' lenders for an online business, I've noticed there are sometimes big differences in the qualifying criteria from one lender to the next.

Some require a certain amount of time of operating history, others don't.
Some require a couple thousand in revenue per month, others require more.
Some ask for collateral, others are unsecured.

I'm wondering if anybody can shed some light on what the 'normal' or 'average' qualifying criteria are for lenders offering funding to e-commerce businesses.


Thanks in advance!