I don't think I have to defend myself on this forum from Dave and his antics, but I will say: when someone asks for direct lenders, and someone else comes in and says, "But I'll be your broker of choice!" you're not adding value - you're just spamming.

The irony here is that the OP and I have a great relationship and we have an ISO agreement, and he plans on co-brokering with me. I can't imagine why anyone would do so with you.