David's point, as I read it is the following:
MCAs are not good or bad.
BUT, MCAs are a fertile ground for salesmen and liars to make tons of money on the backs of hard working members of society. AKA, selling merchant cash advances sucks.

So how do you stop predatory practices?

How much self-regulation and how much big brother regulation is needed in order to protect adults? If anything, more podcasts should focus on the student debt trap. Merchant debt trap? They are business owners after all, and grown adults.

David, correct me if I'm wrong, but you'll admit that pure brokering is okay in and of itself, but you're not so happy with how much lying is going on with the "sales force" attitude, and in which case, there's too much noise going on to be worth continuing without a conductor.