[Quick Funding Solutions]

SBA 7(a) don't pay 2 points, so how can Smartbiz pay that?

What do you mean by this? Banks make 7(a) loans and dictate rates and referral fees. There are plenty of banks that pay more than 2 points (generally dependent on the rate they charge the borrower).

[capaxess]

What do you mean by this? Banks make 7(a) loans and dictate rates and referral fees. There are plenty of banks that pay more than 2 points (generally dependent on the rate they charge the borrower).

Good stuff from the board, thanks for the info everyone!

I'm getting a lot of SBA requests from my marketing lately so it's helpful to get actionable information from folks here on DF!

MCA prospects are much fewer and further between - the stimulus took a lot of potential borrowers out of the equation and the lock downs made the rest un-lendable.